Barnum Financial Group:Smart Money

Smart Money Radio is a live weekly broadcast, hosted by Mike Carbino and Ken DiCairano, financial services representatives & financial advisors for Barnum Financial Group. They represent MetLife’s #1 office for 2004, 2005, & 2006 and will help bring real life financial strategies to their listening audience.

Mike and Ken’s practical approach to financial planning will help the audience better understand of what may appear to be a daunting task. Mike and Ken have a combined 35 years in the business and are prepared to show you how you can best protect your family and secure your retirement. They will discuss retirement planning, education funding, protection products, tax reduction strategies, risk protection, estate planning and asset allocation. Authorities in the field of financial matters will be part of the program and listeners will be able to call in live with their questions.

Mike and Ken are offering a free one hour consultation to any interested listeners to discuss their financial future. To schedule your complimentary one hour financial checkup with Ken & Mike, call 1-888-822-PLAN (7526).

At Barnum Financial Group…….Your life is our business.

Metropolitan Life Insurance Company (MLIC), New York, NY 10166. Securities products and investment advisory services offered by MetLife Securities, Inc. (MSI) a registered investment adviser (member FINRA/SIPC), New York, NY 10166. MLIC and MSI are affiliates.

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Ken is a Senior Financial Planner with Barnum Financial Group, An Office of MetLife. Ken's association with Barnum allows him to offer his clients a wider array of financial products combined with first class customer service. Ken's mission is to guide his clients to financial independence while providing them with the personal attention they deserve. Ken's ultimate goal is to help make all of his client's financial future more secure.

Working with BFG allows Ken's clients to take advantage of the many resources of this first class firm. BFG considers their clients' needs, goals and dreams to be of the highest priority. Representatives with BFG believe in the value of long-term relationships, service, integrity and uncompromised quality. Because of these values, BFG is consistently rated among the top MetLife firms.

Ken has been in the financial services industry for thirty years. He has held key positions in both private and public accounting, including six years with Peat, Marwick, Mitchell & Co. in NYC, and ten years at GTE Corporation in Stamford, CT. Over the last 14 years, Ken has focused on personal financial planning, first through American Express Financial Advisors, and now with MetLife. His areas of experience include:
· risk protection
· tax reduction strategies
· retirement planning
· estate planning
· investments
· small businesses
· asset allocation

Ken received a Masters of Business Administration in Finance and a Bachelor's of Business Administration in Accounting from Iona College. Ken is a CERTIFIED FINANCIAL PLANNER PRACTIONER® and Certified Public Accountant Ken holds his Series 63 and 7 securities registrations and is licensed to sell Life and Health insurance in the states where his clients reside. Ken is a member of the American Institute of Certified Public Accountants, Financial Planning Association and New York State Society of Certified Public Accountants.

Ken currently lives with his wife, Paulette, in New Rochelle, NY and has two children, Kenneth and Sandra. In his free time, Ken enjoys golf, running, biking and tennis.

Michael a Financial Planner with MetLife Securities, Inc. and Product Manager with Barnum Financial Group, an Office of MetLife. Mike partnered with BFG so he can offer his clients the widest array of financial products combined with first class customer service. Mike's mission is to be an advocate for those who need assistance in controlling their financial future. Mike strives to guide his clients to financial independence and security on the foundations of integrity and professionalism.

Working with BFG allows Mike's clients to take advantage of the many resources of this first class firm. BFG considers their clients' needs, goals and dreams to be of the highest priority. Advisors with BFG believe in the value of long-term relationships, service, integrity and uncompromised quality. Because of these values, BFG is consistently rated among the top MetLife firms.

Mike has over 5 years experience in the financial service industry and achieved Leader's Conference 2 years. Mike holds Series 7, 65 and 63 securities registrations. He is also a member of the National Association of Insurance and Financial Advisors (NAIFA). Prior to joining BFG, Mike performed analytical research for a Westport business specializing in small and mid cap funds. Mike graduated from the University of Connecticut School of Business with a Bachelors of Science in Marketing and a concentration in Economics.

Mike currently resides in Norwalk, CT and enjoys golf and basketball in his free time.